General Terms & Conditions

General Terms & Conditions

This website is owned by :
Boulevard du Souverain, 100
1170 Brussels
Tél. +32 2 535 09 20
Company number: BE 0504 917 959
Version 1
Last amended : 01/05/2021

By entering our site, you acknowledge your agreement with and understanding of the following General Terms and Conditions pertaining to this site including all material on it. It is your responsibility to be aware of and to observe all applicable laws and regulations of any relevant jurisdiction.

Ownership and Trademarks

“PHICAP” is the trade name for Phicap sprl and its affiliates (collectively, “PHICAP”). The trademarks, logos and service marks shown on this site are registered trademarks of PHICAP. Copying or downloading material from this site does not transfer title to any material on this site to you. Nothing on this site shall be interpreted as granting any license or right to use any image, trademark, logo or service mark on the site. Anything transmitted to this site by you becomes PHICAP’s property and may be used by us for any lawful purpose. PHICAP reserves all rights with respect to copyright and trademark ownership of all material at this site, and will enforce such rights to the full extent of the law.

No Offers or Reliance

No material at this site shall be used or considered as an offer to sell or a solicitation of any offer to buy the securities or services of PHICAP or any other issuer. Offers can only be made where lawful under, and in compliance with, applicable law.

PHICAP makes no representations that transactions, products or services discussed on this site are available or appropriate for sale or use in all jurisdictions or by all investors. Those who access this site do so at their own initiative and are responsible for compliance with local laws or regulations.

While PHICAP uses reasonable efforts to obtain information from reliable sources, PHICAP makes no representations or warranties as to the accuracy, reliability or completeness of any information or document at this site obtained outside of PHICAP. Opinions and any other contents at this site are subject to change without notice.

PHICAP is not utilizing this site to provide investment or other advice, and no information or material at this site is to be deemed a recommendation to buy or sell any securities or is to be relied upon for the purpose of making or communicating investment or other decisions. Any transactions listed on this site are included as representative transactions and are not necessarily reflective of overall performance.

PHICAP does not advise on the tax consequences of any investment.

Secure Client Web Site

If you elect to access PHICAP’s Secure Client Web Site:

– you agree to not disclose to anyone your user ID and/or password which are required to access the Secure Client Web Site;
– you agree to immediately inform PHICAP if your password is misused, lost or stolen or anyone else has accessed your personal information; and
– although PHICAP has taken care to ensure that the Secure Client Web Site provides accurate information about your accounts, the Secure Client Web Site may not be error free. For that reason you:
– you acknowledge and agree that neither PHICAP nor its directors or employees or any associated party are liable for any mistake in the information provided in the Secure Web Site;
– you agree that you will not rely on the information provided on the Secure Client Web Site when making investment and financial decisions; and
– you agree to indemnify PHICAP, its associated parties and any of their directors, officers, employees, consultants and associates from and against all actions, claims, suits, demands, losses, liabilities, costs and expenses arising from or relating to your access of the Secure Client Web Site (including, without limitation, any unauthorised access to your Investor personal information).

Linked Sites

PHICAP is not responsible for the content of any site linked or linking to this site. Your linking to any off-site pages or other sites is at your own risk.

Past Performance

Past performance is not indicative of future results; no representation is being made that any investment will or is likely to achieve profits or losses similar to those achieved in the past, or that significant losses will be avoided.

No Warranty; Limitation on Liability

The materials on this site are provided « as is » without warranty of any kind, either express or implied, to the fullest extent permissible pursuant to applicable law, including but not limited to the implied warranties of merchantability or fitness for a particular purpose or non-infringement. PHICAP further assumes no responsibility for, and makes no warranties that, functions contained at this site will be uninterrupted or error-free, that defects will be corrected, or that the site or the server that makes it available will be free of viruses or other harmful components. PHICAP shall not be liable for any damages to, viruses that may infect, or services, repairs or corrections that must be performed on your computer on account of your accessing this site.

Under no circumstances, including, but not limited to, negligence, shall PHICAP be liable for any special or consequential damages that result from the access or use of, or the inability to access or use, the materials on this site, even if PHICAP has been advised of the possibility of such damages.

Equal Employment

PHICAP is committed to the principles of equal employment opportunity and does not discriminate against any employee or applicant for employment because of race, color, religion, gender, national origin, veteran status, disability, age, citizenship, marital status, sexual orientation or because of any other criteria prohibited under controlling federal, state or local law.

Applicable Law and Competent Courts

These General Terms and Conditions are governed by and construed in accordance with Belgian law, and you agree to the non-exclusive jurisdiction of the courts of Brussels, Belgium.