Privacy Policy

Privacy Policy

The respect of your privacy is of utmost importance to PHICAP.

This is why PHICAP is committed to respecting the Belgian legislation on Privacy Protection in force (law of 8 December 1992) as well as the General Regulation on Data Protection – GDPR (2016/679 of 27 April 2016).

This confidentiality agreement is valid for all pages hosted on the website. It is not valid for pages hosted by other organisations to which we may refer and whose confidentiality agreements may be different.

This policy applies to:
1. Your visit to this website and the use of cookies
2. The various forms filled in to connect you, receive our newsletters, subscribe to our events…

Categories of personal data

During your visit on, you may voluntarily and knowingly share information. This will be referred to as “personal data”. This term covers all information about an identified or identifiable person.

A person is identifiable when he or she can be identified, directly or indirectly, in particular by reference to an identification number or to one or more particular elements specific to his or her physical, physiological, psychological, economic, cultural or social identity.

On this site, depending on the data you have sent us, this may be:
– your name
– your mailing address
– your email address
– your phone number
– your date of birth or age
– your language
– your profession

This information is collected via online forms using the Formidable Forms extension or the registration module provided by Campaign Monitor (Formidable Forms & Campaign Monitor being third party companies) to inform you, register you for events, contact you later and to generate statistics to improve the content of our site.

Management and storage of personal data

PHICAP strives to respect the privacy of all users of its website and ensures that your personal information is treated confidentially and with your consent.

We have taken measures regarding privacy policy to protect your personal data under our control against access or modification by unauthorised persons, against improper use or disclosure, and against unlawful deletion or loss as a result of accident.

Our employees who have access to your personal data are obliged to respect the confidentiality of the information they process.

We regard your personal data as confidential information that is never passed on to third parties. Nor is it sold or passed on to third parties for commercial purposes.

The only exceptions that allow us to pass on your personal data are the following:
– You have given us your express prior consent;
– We are legally obliged to pass on your data in the context of (preventing) fraud and abuse;
– We use third parties to carry out part of the contract we have concluded with you.

Access, modification or deletion of personal data

Any user having deposited on this site directly or indirectly nominative information has the following rights concerning his personal data:
– Right of information and access: you may request the communication of personal information concerning you.
– Right of rectification: you can request the rectification of personal information concerning you. You can thus correct any inaccuracies and complete incomplete data.
– Right to erasure (“right to be forgotten”): you can request that your personal data be completely erased from our databases.
– Right to limit the processing of personal data: you can object to the use of your personal data.
– Right to data portability: you can obtain the personal data applicable to you in an electronic, current and structured form.
– Right to object: you can object to prospecting, direct marketing and profiling practices.

To exercise these rights, send us your request directly to We may ask you to identify yourself before we can respond.

If you are not satisfied with the processing of your personal data, you can always lodge a complaint with the supervisory authority (Data Protection Authority – Rue de la Presse 35, 1000 Brussels –


The PHICAP website uses cookies – small text files that save a website on your computer or mobile device when you visit the website. These cookies are technically necessary, at least in part, to ensure a smooth, functional and optimal visit to our website, in particular by saving your preferred settings. They also allow us to analyse how users use our website.

Generally speaking, there are two types of cookies:
– “First party” cookies: these are cookies placed by the domain listed in the address bar of the Internet browser, i.e. the one corresponding to our website.
– “Third party” cookies: these are cookies placed by a domain other than the one corresponding to our website, for example from social networks such as Facebook or LinkedIn.

The information generated by cookies about your use of our website may be transferred to secure servers owned by PHICAP or a third party.

When you accept a cookie from our website (depending on the settings on your computer or mobile device), you agree to the resulting data processing by Phicap and, more generally, to the terms and conditions applicable to the Phicap website. Cookies will be kept for as long as necessary, but not longer.

You can always control and/or delete cookies and/or set your browser to block cookies. In this way, they will not be installed on your hard disk. This means that you will have to set your preferences again each time you visit and that some parts of the website will not function as you wish. In this case, we cannot guarantee that the website will function optimally in all circumstances. You can find more information on this subject at

We use Google Analytics to analyse the use of this Web Site and to offer services and functions in connection with this use. Google Analytics generates statistical and other information about Web Site use by means of cookies, which are stored on users’ computers. The information generated relating to our Web Site is used to create reports about the use of the Web Site.

The data collected in this way is usually transferred to a Google server in the USA, where it may be stored. In order to protect the privacy of the data collected, your IP address will be abbreviated by Google before you leave the European Union or other countries that are signatories to the Treaty on the European Economic Area. Only in exceptional cases will the full IP address be transferred to a Google server in the USA and then abbreviated there.

Google guarantees that the IP addresses transmitted by your server within the framework of Google Analytics will not be combined with other Google data.

Google’s privacy policy is available at

In particular, you can prevent the data collected by the cookie and related to your use of the website (including your IP address) from being sent to Google and processed by downloading and installing the plug-in available for your browser via the following link: